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Side-by-Side Comparison Cheat Sheet
20 key metrics across both coverages — formatted for quick reference and client advisory use.
Free Reference Guide
A free side-by-side reference from the commercial logistics specialists at Vivace Insurance Partners.
These two coverages are easy to confuse — and that confusion can leave shippers, freight forwarders, and carriers with gaps they didn’t know existed. Cargo insurance protects the value of the goods. Cargo liability insurance protects the carrier. Same shipment, very different protection.
This cheat sheet breaks down both coverages across 20 key metrics so you can advise clients clearly and place risks with confidence.
What’s Inside:
- How purpose, coverage scope, and policy holders differ between the two
- Why claims basis and settlement time vary significantly
- How valuation, coverage limits, and customization options compare
- Which coverage is legally required — and for whom
- How each handles indirect losses, risk assessment, and dispute resolution
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Questions about cargo coverage or freight liability placements? Contact Cordell Fenig, Managing Director, at cordell.fenig@vivaceinsurancepartners.com or access the Vivacity platform for quotes.